Housing Counseling

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Education and Counseling for renters, homeowners, and first-time home buyers.

Educational/Outreach Services

• Home buyer education (certificate awarded)
• Foreclosure prevention
• Predatory lending
• Beginners budgeting
• Credit basics
• ID Theft
• Fair Housing
• A Guide to Renting

Pre-purchase Counseling

Overcoming obstacles which may be preventing homeownership.

• Credit repair
• Establishing credit
• Home buying procedures
• No money saved
• Money management
• Predatory lending
• Fair housing laws

Post-purchase Counseling

Offering guidance and advice to existing homeowners.

• Budget counseling
• Understanding your mortgage
• Preventing mortgage delinquency

Mortgage Delinquency Counseling

Resolving or preventing delinquency on mortgages.

• Foreclosure prevention
• Pros & cons of refinancing
• HEMAP (Homeowners Emergency Mortgage Assistance Program)
• Alternatives to housing

Rental Counseling

Assistance locating, securing, and maintaining rental property.

• Filling out section 8 application
• Budget counseling
• Understanding lease
• Responsibilities as a tenant
• Fair housing laws